Bank







A Bank is a building, chest, or non-player character allowing players to deposit and store (and thus withdraw) their items. Banks are often popular for trading, since players are right beside where they can keep most of their money and items. Banks are indicated on the map with a dollar icon.

History
The bank was added on January 23, 2001. Before May 2001, banks in RuneScape were only able to store coins. In RuneScape Classic, users have much less space. Before RuneScape Classic was made members-only, free users had one bank page, while members had four (it started out as two pages).

The Bank of RuneScape used to be called the Bank of Varrock, but it caused too much confusion that the banks were named incorrectly (they were all named the same since they were branches), so the name was changed.

Icon
As Jagex is a company based in the United Kingdom, where the currency is the Great Britain Pound, it is notable that they have chosen the dollar sign ($) to represent a bank instead of the pound sign (£). It may be that the dollar sign is more globally used or recognised as currency amongst players.

However, since RuneScape is not set in the real world, there was no pressure on Jagex to use any existing symbol. They could have simply used the generic currency sign (¤), or even invented their own symbol to represent coins.

Depositing








Players can deposit ("bank") their items in three different ways:


 * 1) Use the bank booth. In front of each banker is a bank booth. Players can click on them to talk to the banker for access to their bank account, or they can right-click the bank booth and choose "use quickly" to skip the conversation and access their bank account.
 * 2) Talk to the bankers. Behind the bank booths are bankers.  Players can click on them to talk to them and ask to access their bank account, or they can right-click them and choose the "bank" option to skip the conversation and access their bank account.
 * 3) Use a Bank Deposit Box. Some banks have these.  Players can click on these and deposit items without the need to enter their bank PIN, even if they have only just logged in.

When a player has access to their bank, they can deposit items from their inventory. Players can deposit 1, 5, 10, "all", or "x" items in one menu. The "x" option allows a player to specify the quantity of items to be deposited.

Since the Summoning updates there is now a button at the bottom of the bank interface labelled "Dump BoB." Pressing this button will unload anything your summoned creature (BoB or Beast of Burden) is carrying into the bank.

Withdrawing
Players can withdraw their items by either using a bank booth or talking to a banker. The bank account access procedure is the same as the one mentioned above.

Once a player has access to his/her bank account, he/she can then withdraw whatever items are inside. Similar to the deposit process, the player can withdraw 1, 5, 10, "all", or "x" items at one time. Again, the "x" option allows a player to specify the quantity of items to be withdrawn.

Item notes


Items in the bank can be withdrawn as a note. This allows large amounts of unstackable items (such as ores and logs) to be withdrawn or traded without taking up a large amount of inventory space. To withdraw items as notes, players have to click the Withdraw as Note button at the bottom of the bank window. Clicking on Withdraw as Item allows player to withdraw items in their original form.

Items in note form cannot be wielded, equipped, or used in most skills. However, they greatly improve trading large amounts of unstackable items. Players can also cast low level alchemy and high level alchemy spells on the notes to make money.

In RuneScape Classic, notes did not exist, but instead players would trade in bulk using certificates, which could only be made for certain items. Certificates were made by bringing the desired items to the "certer" NPCs, instead of simply withdrawing from the bank in certificate form. Every certificate was equivalent to five regular items.

Using a PIN
The use of a bank PIN (Personal Identification Number) adds a significant extra layer of security to an account. It it optional, but recommended. Players must speak to a banker in-game to set up or cancel a PIN.

When the PIN is active, players must enter the four-digit number the first time they use the bank or the Grand Exchange after logging in. They need not enter it again for as long as they remain logged in.

This means that even if a hacker is able to log in with someone else's username and password, the most they will be able to steal is any wielded items and whatever is in the inventory. They will not be able to access the contents of the bank or any cash or items on the Grand Exchange without knowing the PIN too.

All players
The following banks are available to all players.

Asgarnia
Banks in Asgarnia:
 * Falador:
 * The west bank is south of the hairdresser's shop and north of Herquin's Gems
 * The east bank is south of Falador Park and north of the mining guild entrance.

Kharidian Desert
Banks in the Kharidian Desert:
 * Al Kharid: A bank is to the south of the kebab store.  There is also a bank chest at Shantay Pass.
 * Duel Arena: There is a chest inside the arena, which is located northeast of Al-kharid

Misthalin
Banks in Misthalin:
 * Lumbridge: A banking tutor helps new players to bank on the 3rd floor bank.
 * Varrock:
 * The west bank is near the west city gate. Knocking on either of the employee doors will result in various banter and knock knock jokes between the player and the guard behind the door. One of these jokes references Doctor Who, a British television series.
 * The east bank is south-east of the palace, just north of Aubury's Rune Shop.
 * A third bank can be found in the Grand Exchange.
 * There is also a small bank in the Cooks' Guild, but this is available only to the few players who have completed all of the Varrock Diary
 * Edgeville: In the central part of the town, on the west bank of River Lum.
 * Draynor Village: East of the market and fishing spots.
 * Gnomecopter Tours: Four deposit boxes west of the general store.

Wilderness
Banks in the wilderness:
 * Bounty Hunter banker. One of two in the wilderness for non-members, and open on all worlds, even where Bounty Hunter is not available. The bank is similar to the Ourania Altar.
 * Fist of Guthix banker. Located within the cave to enter the game. Also similar to the Ourania Altar.

Members only
The following banks are available to members only.

Asgarnia
Banks in Asgarnia:
 * Rogue's Den: Players can bank at an NPC in the dungeon below the Toad and Chicken pub in Burthorpe.
 * Warriors' Guild: There is a bank in the guild that is located on the west side of Burthorpe.

Fremennik Province
Banks in the Fremennik Province:
 * Barbarian Outpost: There is a deposit box at Barbarian Assault.

Kandarin
Banks in Kandarin:
 * Catherby: Beside the docks and to the east of the candle store.
 * Seers' Village: North of the Court House and east of the elemental workshop.
 * Ardougne: There are two banks in East Ardougne.  One is facing the northern city gate, near the farms;  the other is to the south-west of the market.
 * Yanille: At the east side of the town.
 * Legends' Guild: Up the east ladder on the first floor there is a bank.
 * Ourania Altar: At the entrance to the altar; requires a payment of 20 of any type of rune to access.
 * Castle Wars Arena: A bank chest is located at the south side of the entrance, near the Zamorak portal.
 * Tree Gnome Stronghold: One bank is on the tree platform west of the agility course, and two more are on the west side of the Grand Tree, on the first floor.
 * Piscatoris Fishing Colony: This bank can only be accessed after completing Swan Song.
 * Port Khazard: Near the Fishing Trawler.
 * Fishing Guild: 68 Fishing is required.
 * Oo'glog: This bank can only be accessed after starting As a First Resort

Karamja
Banks on Karamja:
 * Tzhaar: At the north side of the city, opposite to the Fight Caves entrance.
 * Shilo Village: At the southeast corner of the village.

Kharidian Desert
Banks in the Kharidian Desert:
 * Nardah: At the southern part of the town.
 * Sophanem: Once the Contact! quest has been completed.

Misthalin
Banks in Misthalin:
 * Lumbridge: A bank chest appears in the basement of the castle after starting Recipe for Disaster.

Morytania
Banks in Morytania:
 * Canifis: East of the pub.
 * Port Phasmatys: To the south of the houses.  This is the closest bank to a furnace.
 * Burgh de Rott: This bank can only be used after In Aid of the Myreque
 * The Lair of Tarn Razorlor: Haunted Mine is required, and you have to pay 100gp every full inventory.

Tirannwn
Banks in Tirannwn:
 * Lletya: At the south-eastern corner of the city.

Wilderness
Banks in the Wilderness:
 * Mage Arena: It is one of the only three banks in the Wilderness.

Islands

 * Lunar Isle: Lunar Diplomacy required.
 * Void Knight Outpost: This bank is used for Pest Control.
 * Neitiznot: The Fremennik Isles must be started. It is the closet bank to a tanner in the game.
 * Jatizso: The Fremennik Isles must be started.
 * Etceteria: The Fremennik Trials is required.
 * Mos Le'Harmless: Cabin Fever is required.

Other places

 * Keldagrim: On the west side of the city, outside the palace and east of the Black Guard headquarters.
 * Zanaris: On the west side of the city.
 * Dorgesh-Kaan: Near the entrance, requires Death to the Dorgeshuun.

Popular banks
Popular banks are good for trading, as many players tend to congregate at these banks.

Non-members

 * The banks in Falador and Varrock are good trading spots, as well as the bank in Al-Kharid for crafting items. The East bank of Falador is often used for trading coal, due to the close proximity of the mining guild, and iron ore due to the dwarven mines and Rimmington mine also being nearby.
 * There is a tutor in Lumbridge bank to help new players using banks.
 * Edgeville bank is one of the closest banks to the Wilderness, and players exploring in the wilderness often make use of the bank for supplies.

Members
The banks in Ardougne, Seers' Village, and Catherby are popular banks on members-only worlds. Catherby has a roaring trade in raw and cooked fish due to its proximity to a range and fishing spots. Seers' Village is full of alchemists, as yew and magic logs are cut there, flax is picked, and natures are sold to players who wish to cast High Level Alchemy on the final products from Fletching the materials into bows. Also, in World 2, the park in Falador (north of the eastern bank) is incredibly busy at all hours, and players can find just about anything there. Recently, the Grand Exchange area with its banks has also become a very busy bank at times with players buying almost anything.

Bank space


All players have a limit on how many kinds of items they can hold in their bank. Non-members can hold 68 kinds of items, while members can hold 432 kinds of items. Players can store up to 2,147,483,647 items if they are of the same type, as long as at least one item of that type is already in the bank account.

The large number of different items will rapidly fill up bank space. This requires players to consider carefully what items they really want to keep in their bank. Reducing the number of different but similar items (food, armour, weapons, arrows, runes, etc.) helps to keep the bank tidy.

Even for members, a significantly larger bank space does not mean there is enough space for all kinds of items. In addition to managing the types of items that they keep in the bank, members often need to take measures to organise the items in order to reduce search time.

Members also have the option of storing some kinds of items outside the bank in order to save up bank space. For example, the costume room of player-owned houses can store certain special items and holiday outfits, the bookcases (also in player-owned houses) can store quest-related books, and Tool Leprechauns help to store farming equipment (including compost and supercompost).

Bank space tends to clutter up rapidly, as re-depositing a single item after closing the previous bank screen causes the item to be stored in an entirely different location. To avoid this, players can keep multiple items in the bank. For example, one might keep two rune scimitars in the bank, so that taking one of them out will not affect its bank position.

Of course, this does necessitate buying two of everything, and can be very costly for expensive items. Additionally, players may only have one of certain items (such as quest items).

Users who are no longer members will not be able to keep their extra bank space, and will have to remove items until they have enough. However, players can deposit an item as long as there is another copy in the bank. It is often recommended to former members that they keep at least two of each needed item in their bank.

Related links

 * Bank PIN