Bank

A bank is a building or chest allowing players to deposit and store (and thus withdraw) their items. Banks are often popular for trading, since players are right beside where they can keep most of their money and items. Banks are indicated on the map with a money icon.

Deposit
Players can deposit their items (or "bank" their items) in three different ways.
 * 1) Use the bank booth. In front each banker is a bank booth. Players can click on them to talk to the banker for access to their bank account, or they can right-click the bank booth and choose "use quickly" to skip the conversation and access their bank account.
 * 2) Talk to the bankers. Behind the bank booths are bankers.  Players can click on them to talk to them and ask to access their bank account, or they can right-click them and choose the "bank" option to skip the conversation and access their bank account.
 * 3) Use a "bank deposit box". Some banks have a bank deposit box.  Players can click on these and deposit items.

Once a player has access to their bank, he/she deposit whatever items in inventory. Players can deposit 1, 5, 10, "all", or "x" items in one menu. The "x" option allows a player to specify the quantity of items to be deposited.

Withdrawal
Players can withdraw their items by either using a bank booth or talking to a banker. The bank account access procedure is the same as the one mentioned above.

Once a player has access to his/her bank account, he/she can then withdraw whatever items inside. Similar to the deposit process, player can withdraw 1, 5, 10, "all", or "x" items at one time. Again, the "x" option allows a player to specify the quantity of items to be withdrawn.

Item notes
Most items in the bank can be withdrawn as a note. This allows large amounts of unstackable items (such as ores and logs) to be withdrawn or traded without taking up a large amount of inventory space. To withdraw items as notes, players have to click the "Withdraw as Note" button at the bottom of the bank window. Clicking on "Withdraw as Item" allows player to withdraw items in their original form.

Items in note form cannot be wielded, equipped, or used in most skills. However, they greatly improve trading large amounts of unstackable items. Players can also cast low level alchemy and high level alchemy spells on the notes to make money.

Notes used to be certificates.

Bank space
All players have a limit on how many kinds of items they can hold in their bank. Non-members can hold 60 kinds of items, while members can hold 400 kinds of items. Players can store unlimited number of items if they are of the same type, as long as at least one item of that type is already in the bank account.

The large amount of different items will rapidly fill up bankspace. This requires players to consider carefully what items they really want to keep in their bank. Reducing the amount of different but similar items (food, armour, weapons, arrows, runes, etc.) helps to keep the bank tidy.

Even for members, a significantly larger bankspace does not mean there's enough space for all kinds of items. In addition to managing the types of items that they keep in the bank, members often need to take measures to organise the items in order to reduce search time. Members also have the option of storing some kinds of items outside the bank in order to save up bank space. For example, the Costume room of player owned houses can store certain special items and holiday outfits, the book shelves (also in player owned houses) can store quest-related books, and Tool Leprechauns help to store farming equipment (including composts).

Bank space of a player tends to clutter up rapidly, as re-depositing a single item after closing the previous bank screen causes the item to be stored in an entirely different location. To avoid this, players can keep multiple items in the bank. For example, one might keep 2 rune scimitars in the bank such that taking one of them out will not affect its bank position.

Users who are no longer members will not be able to keep their extra bank space, and will have to remove items until they have enough. However, players can deposit an item as long as there's another copy in the bank. It is often recommended to former members that they keep at least two of each needed item in their bank.

All players
The following banks are available to all players.

Misthalin

 * Lumbridge: A banking tutor helps new players to bank on the 3rd floor bank.
 * Varrock: The west bank is near the west city gate, while the east bank is on the southeast of the palace.  Close to the rune shop.
 * Edgeville: In the central part of the town, on the west bank of River Lum.
 * Draynor Village: East of the market and fishing spots.  Recently robbed by the Wise Old Man.

Asgarnia

 * Falador: The west bank is between the barber shop and the jewellery shop, while the east bank is south of the park and north of the mining guild entrance.

Kharidian Desert

 * Al-kharid: A bank is to the south of the kebab store.  There is also a bank chest at Shantay Pass.

P2P players only
The following banks are available to members only.

Misthalin

 * Lumbridge: A bank chest appears in the basement of the castle after starting Recipe for Disaster.

Asgarnia

 * Rogue's Den: You can bank at an NPC in the dungeon below the pub in Burthorpe.
 * Warriors' Guild: There is a bank in the guild that is located on the west side of Burthorpe.

Karamja

 * Tzhaar: At the north side of the city, opposite to the Fight Caves entrance.
 * Shilo Village: At the southeast corner of the village.

Kandarin

 * Catherby: Beside the docks and to the east of the candle store.
 * Seer's Village: North of the party hall and east of the elemental workshop.
 * Ardougne: There are two banks in East Ardougne.  One is facing the northern city gate, near the farms;  the other is to the southwest of the market.
 * Yanille: At the east side of the town.
 * Legend's Guild: Up the east ladder on the first floor there's a bank.
 * Castle Wars Arena: A bank chest is located at the south side of the entrance, near the Zamorak portal.
 * Tree Gnome Stronghold: One bank is on the tree platform west of the agility course, and two more are on the west side of the Grand Tree, on the first floor.
 * Piscatoris Fishing Colony: This bank can only be accessed during Swan Song.
 * Port Khazard: Near the Fishing Trawler.
 * Fishing Guild: 66 Fishing is required.

Kharidian Desert

 * Duel Arena: There is a ban--155.143.124.185 12:15, 19 May 2007 (UTC) chest inside the arena, which is located northeast of Al-kharid
 * Nardah: At the southern part of the town.
 * Sophanem: Once the Contact! quest has been completed.

Morytania

 * Canifis: East of the pub.
 * Port Phasmatys: To the south of the houses.  This is the closest bank to a furnace.
 * Burgh de Rott: This bank can only be used during In Aid of the Myreque
 * The Lair of Tarn Razorlor: Haunted Mine is required, and you have to pay 100gp every full inventory.

Tirannwn

 * Lletya: At the southeastern corner of the city.

Wilderness

 * Mage Arena: The only bank in the Wilderness.

Fremennik Province

 * Barbarian Outpost: There is a deposit box at Barbarian Assault.

Islands

 * Lunar Isle: Lunar Diplomacy required.
 * Void Knight Outpost: This bank is used for Pest Control.
 * Neitiznot: The Fremennik Isles is required. It is the closet bank to a tanner in the game.
 * Jatizso: The Fremennik Isles is required.
 * Etceteria: The Fremennik Trials is required.
 * Mos'Le Harmless: Cabin Fever is required.

Other places

 * Keldagrim: On the west side of the city, outside the palace and east of the Black Guard headquarters.
 * Zanaris: On the west side of the city.
 * Dorgesh-Kaan: Near the entrance, requires Death to the Dorgeshuun.

Popular banks
Popular banks are good for trading, as many players tend to congregate at these banks.

Non-members

 * The banks in Falador and Varrock are good trading spots, as well as the bank in Al-kharid for crafting items. The East bank of Falador is often used for trading coal, due to its closeness to the dwarf mines.
 * There is a tutor in Lumbridge bank to help new players using banks.
 * Edgeville bank is one of the closest banks to the Wilderness, and players exploring in the wilderness often make use of the bank for supply.

Members
The banks in Ardougne, Seers' Village, and Catherby are popular banks on members-only worlds. Catherby has a roaring trade in raw and cooked fish due to it's proximity to a range and fishing spots. Seers' Village is full of Alchemizers, as yew and magic logs are cut here, flax is picked, and natures are sold because of the other two. Also, in P2P World 2, the park in Falador (north of the eastern bank) is incredibly busy at all hours, and you can find just about anything here. Be careful though because it is filled with scammers.

Trivia

 * Before May 2001, banks in RuneScape were only able to store coins. In RuneScape Classic, users have much less space. Before RuneScape Classic was made members-only, free users had one bank page, while members had four (it started out as two pages).
 * The Bank of RuneScape used to be called the Bank of Varrock, but it caused too much confusion that the banks were named incorrectly (they were all named the same since they were branches), so the name was changed.

Related links

 * Bank PIN